One of the most under utilized loans in today's market!

A Home Equity Line of Credit (HELOC) differs from conventional loans in that you are not advanced the entire sum up front, but have access to use a line of credit to borrow sums that total no more than the amount, similar to a credit card. Only the funds which are used is the amount which is required to be paid back. This minimum monthly payment is often interest only - this type of loan gives you the flexibility to control how much to pay and when to pay.

HELOCs are very beneficial, because it allows you to have immediate access to funds at a moments notice - whether for an emergency, an opportunity, home improvements or consolidation of debts.

Let the professional Mortgage Consultants at HB&O Funding Company review your scenario and illustrate why you should always have a Home Equity Line of Credit available.