Loan Process

Whether for a purchase, or refinance, the loan process, can be a period of anxiety and at HB&O Funding our concern is to make this process as smooth and easy for you as possible.  We have outlined the common process for both a purchase and refinance.  Click on one of the options below to get started!  And as always please feel free to call the office at (716) 662-2944 with any questions or concerns.