Programs

Whatever your situation, we’ve got a solution.

HB&O Funding Company represents over 40 lending institutions nationwide that offer a wide variety of programs.  No matter what your situation, perfect credit or less than perfect, we will be able to customize the right program for your unique needs.  Below, are the various programs available to you:

Debt Consolidation
Looking to reduce your monthly expenses and simplify your finances?  Then consolidate your consumer debt into one low payment by using your home’s equity.  We will show you how you can pay off your consumer debt and increase your tax advantages while keeping more cash in your pockets each month.

First-time Home Buyers
Stop throwing your money away and start building your future.  At HB&O Funding Company, we have the programs that can place you in your first home with little to no money down.

Home Improvements
Looking to remodel a room, add an addition or complete your vision.  You can increase the value of your home by using the equity you have already built up in it.

Construction
Looking to build your dream home?  Our programs will allow you to maximize your buying power with the builder.

Bankruptcy
Sometimes life can present obstacles for which we are not prepared.  At HB&O Funding Company, we have extensive experience in assisting those with less than perfect credit. Through our free consultation, we will assess your current situation and match you with the right program to fit your needs.

Cash Out Refinance
Life can present obstacles and opportunities that you may not be prepared for.  You can use the equity in your home to make your dreams come true or give you something to fall back on in a crisis.   

Foreclosure
If home foreclosure is in the near future then give us a call.  We’ll do our best to secure you in your home.

College Tuition
How much does it cost? If tuition payments are more than you anticipated, don’t worry. Our programs will allow you to access money when you need it!

Shorten Term
Why pay longer if you don’t have to! HB&O Funding Company can shorten your term and lower your rate and place you in a better financial position.