Without even realizing it, you owe more than you can afford! Now you are living paycheck to paycheck and bankruptcy is not an option, what do you do?

By using the equity you have established in your house, you can consolidate all of your unsecured monthly bills (credit cards, car, college loans, etc.) into one, more managable, monthly payment. You can even realize additional tax advantages, but consult your tax advisor beforehand.

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