If structure and consistency are what you are looking for, then a fixed loan program, Home Equity Loan (HELOAN), will be the perfect match.

These types of programs deliver all the same benefits of a fixed first mortgage, a lump sum amount with structured fixed payments over a specific period of time.

Their distinction is given my the fact they typically are in second lien position, behind a first mortgage.

Let the professional mortgage consultants at HB&O Funding Company analyze which Home Equity product will be the best fit for you and your scenario.