You have dreamed about it but never thought you could afford it. You may be suprised to find out that your monthly mortgage payment may be the same or even less than you are currently paying in rent!

HB&O Funding Company has assisted many first-time home buyers in achieving their dream. With little to no money down or less than perfect credit, we have the programs to get you into your first house and begin to build your future.

First Time Home Buyer programs benefits:

• Little to no money down payment
• Additional Closing Cost assistance
• Aggresive interest rates for Loan-To-Value (LTV)
• No monthly Mortgage Insurance (MI)