It is important to always manage your largest investment.

If you have an adjustable rate mortgage (ARM) you always have to consider what the rates are doing. Are they raising or falling?

If you have an ARM, your interest rate may adjust to a higher rate than a fixed loan program at the end of its term, which will make your monthly payments more difficult to handle each month.

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"Many thanks for your time and support during our mortgage process! Your help and advice made a very intimidating time, stress-free for us. We really could not have bought this house without you. In the future we will most certainly give HB&O Funding our highest recommendations. Thank you!"


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