There are three main strategies to accomplish this:

1. Lower your interest rate - You will save on the amount of interest you pay each month, saving you thousands of dollars in the long run.

2. Extend your mortgage's term - By lengthening your term, you are spreading out your payments over a larger period of time, which lowers your monthly amount.

3. Convert to an Interest Only loan - This loan program reduces your payment to the minimum amount you are required to pay each month.

All three of the above mentioned strategies wille ase the burden of your monthly reoccuring debts, but most importantly free up additional monthly cash flow to either invest, save, or enjoy life. Let the professional mortgage consultants at HB&O Funding Company review your current mortgage structure and advise on which strategy will best fit your long term goals.