Sometimes life presents obstacles which can be overwhelming and challenging. As a result, it becomes difficult to maintain your bills and make your payments on time. Most negative information will stay on your credit report for up to seven years; a bankruptcy can stain your credit report for as long as ten years.

Bankruptcy will be your last option when you came see the professionals at HB&O Funding Company. We will review your current situation and advise you on the options you may still have available. By using the equity you have built in your house, we will be able to show you how you can pay off your consumer debt, increase your tax advantage, while keeping more cash in your pockets each month.

If you already entered into bankruptcy, then we may be able to still assist. Contact the professionals at HB&O Funding Company and we advise you on the right programs to get you back on track!


"We have settled into our new home and absolutely love it. Thank you for your commitment and diligence in helping us get to this point. From day one, we have never gone more than a few hours before you settled our questions & concerns. You always made us top priority. God bless you"

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